Postdating a check in florida

When you postdate a check, you put a future date on it.For instance, if you write a check on June 1 but date the check June 25, you are postdating the check.If you do accept it, you should check with your bank to see if they can process the check before the date on the check.

You may be additionally liable in a civil action for triple the amount of the check, but in no case less than , together with the amount of the check, a service charge, court costs, reasonable attorney fees, and incurred bank fees, as provided in s. 832.07.” Subsequent persons receiving a check from the original payee or a successor endorsee have the same rights that the original payee has against the maker of the instrument, provided such subsequent persons give notice in a substantially similar form to that provided above.

There is a way to prevent the payee from cashing the check before the date: providing reasonable notice to your bank.

If you find it necessary to write a postdated check, and you provide your bank with reasonable notice not to cash your postdated check, then the bank may not legally cash it.

Just a day or two after I mailed the check, it was cashed – a full two weeks before the check was dated.

The check emptied my checking account, and since I had set up overdraft protection, it withdrew the rest of the funds from a savings account.

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Once you sign the check, it becomes legal tender, so it’s 100% legal for a bank to cash a postdated check before the date on it.

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